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  • Writer's pictureSamuel Jacobs

Christian Insurance Company refuses "Act of God" claims to atheists.

Updated: Jun 22, 2020

Even though the term is a placeholder for an unexplainable or natural disaster, A Texas Christian insurance company is taking the phrase literally.

Houston, TX. After the flood in Houston in 2018, and with hurricane season fast approaching, Feelings Mutual Insurance has decided that any claim that would fall under 'Act of God' would be denied if the claimant is an atheist.

"Considering they don't believe in Jesus, they shouldn't benefit from him when he destroys their house." said claims adjuster Marcel Grantham, "Either you are part of his master plan, or not. You can't have it both ways."

The amount of atheist policy holders held by Feelings Mutual are unclear but this hasn't stopped the Atheist Society of Texas from stepping forth. "The term they are trying to dismiss is Force majeure," said AST representative Damon Freemont "which refers to a clause that is included in contracts to remove liability for natural and unavoidable catastrophes that interrupt the expected course of events and prevent participants from fulfilling obligations."

Lawyers for Feelings Mutual have stated that the Force Majeure clause is open to interpretations. "If the claimant had been smote by Jesus for sinning, then we have every right to refuse their claim. It's an intentional deviant act and not covered by our policy." said Harrison Fallwell, the company's lawyer.

When asked how would they know the difference between a natural disaster like a flood or hurricane and being out of favors with Jesus, they responded with, "We will gather in a large group and pray on it, but ultimately It is up to the discretion of our adjustors."

Image of flood, because we talked about about a flood.


In all reality, the company can refuse all 'Act of God' claims because they could just assert that the policy holder wasn't a True Christian and they, in fact, fell out of God's favor. Insurance Companies have just gotten more criminal.


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